Lendermarket at Money20/20: Key Takeaways

Money20/20 is finished, and we return from Amsterdam with fresh ideas, stronger connections, and renewed confidence in the direction of the industry.
For three action-packed days, the Lendermarket team joined more than 2,200 companies, industry leaders, innovators, and investors to explore emerging trends, discuss opportunities, and showcase what makes our platform different.

While Money20/20 is traditionally dominated by banks, payment providers, and fintech infrastructure companies, our experience confirmed something important: interest in alternative investments and private credit continues to grow.

Standing out in a sea of fintechs

While much of the event focused on payments innovation and artificial intelligence, we found that our position within the alternative investment and lending space made us memorable. Many visitors were surprised to learn about the scale of our platform, our investor community, and the opportunities available through P2P lending. Discussions around our weighted average interest rate, investor experience, and buyback mechanisms as a risk mitigation measure frequently became some of the most engaging conversations of the event.
Because we operate in a distinct market segment, many attendees started from scratch when learning about our P2P model. However, our core value proposition quickly flipped curiosity into excitement.

"The moment it clicked was usually when I explained the return rates, buyback guarantee alongside our CBI regulation that combination consistently changed the tone of the conversation from polite curiosity to genuine interest." — Cristjan Kukk, Product Owner

Key fintech trends from Money20/20 Amsterdam

One of the greatest advantages of attending Money20/20 is the opportunity to connect directly with decision-makers who are shaping the future of financial services. Across the event, our team held pre-arranged meetings and unplanned stand conversations that started right at the stand.
From fintech founders and banking executives to infrastructure providers and potential lending partners, every discussion provided valuable perspectives on where the market is heading.

Artificial intelligence is everywhere

AI was undoubtedly one of the dominant topics across the conference floor. From compliance integration to onboarding and governance execution, AI solutions and specialized integration providers were present at nearly every corner of the venue. For forward-thinking fintech platforms, the conversation is no longer whether to adopt AI tools, but how to deploy them effectively to improve operational efficiency and the client lifecycle.

Alternative investments continue gaining momentum

We spoke with investors, financial institutions, and fintech companies who all recognised the growing demand for private credit and alternative investment opportunities.
With traditional savings products often delivering limited returns, there is increasing appetite for platforms that can provide attractive yield opportunities backed by clear risk management frameworks.

Regulation matters more than ever

In the broader European fintech ecosystem, regulatory trust has become the baseline expectation.  Investors and partners are placing more and more importance on transparency, governance, and risk management. To meet this expectation, we were proud to highlight our regulatory status under the Central Bank of Ireland, which generated positive engagement. In a European landscape where regulatory trust is paramount, our CBI supervision acted as an immediate marker of maturity, trustworthiness, and strict governance.

"Regulation was not a barrier, it was a positive differentiator. The market clearly values platforms that can demonstrate strong regulatory alignment, and Lendermarket satisfies that demand perfectly." — Ringo Alagba, Chief Risk Officer and Head of Compliance

Future Horizons

One of the most valuable outcomes of the event was gaining a clearer picture of our future growth possibilities. Multiple contacts pointed directly to the UK and US as large, highly accessible markets where Lendermarket’s model has massive potential.
Ultimately, the event proved that in-person engagement is a highly effective way to evaluate new strategic partnerships and explore wider avenues for growth.

Why the Market is Turning to P2P in 2026

The overall sentiment in Amsterdam was forward-looking and growth-oriented. With traditional bank savings rates remaining low, both retail and institutional investors are actively seeking higher, risk-adjusted returns, passive income opportunities and a better diversification.

Here is a quick look at why partners and investors are choosing Lendermarket:

• Proven Safety Track Record: Over €42.3M has been earned by investors, across all loans available on our platform, with a consistent history of zero investor losses.
• Robust Risk Controls: A buyback guarantee is featured across all loans as an additional layer of protection.
• Regulatory Status: Strict oversight by the Central Bank of Ireland for an institutional-grade trust across Europe.
• Automated Investing Experience: The Auto Invest feature connects investors to trusted loan originators for a hands-off passive income experience.

Sharpening Our Story

Money20/20 Europe was a valuable reminder of the importance of in-person conversations. Beyond the meetings and business opportunities, it gave us the chance to hear directly from investors, partners, and industry experts about what matters most to them. Every conversation offered a new perspective, challenged our thinking, or opened the door to future collaboration.
The feedback we received will help us continue improving how we communicate our story, develop our platform, and support our growing community.

Thank you to everyone who visited our stand and shared part of their Money20/20 experience with us. We're already looking forward to returning next year.

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