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Auto Invest has always been a simple way to put investing on autopilot. But one question kept coming up from investors again and again: what happens if I want access to my money before the loans mature?
It is a more flexible version of Auto Invest for investors who want the convenience of automation, but do not want to feel locked in for the full term of every loan. With FLEX, investors can request to exit part or all of their active portfolio before maturity.
This did not come from an internal brainstorm or a trend report. It came from real conversations with investors. People were telling us the same thing in different ways: they liked Auto Invest, but they wanted more room to adapt. Markets change, personal plans change, and sometimes having an exit option matters.
Auto Invest FLEX is meant to close that gap. It keeps the core idea of Auto Invest intact: choose your settings, let your portfolio invest automatically, and keep things simple. But it also introduces something new: the ability to request an exit when you need more flexibility.
It also reflects something we believe matters to investors when comparing products across the market. Too often, investors are asked to choose between stronger returns and easier access to their money. With target annual returns of 10.5% to 12.5%, Auto Invest FLEX is designed to offer a competitive hands-off option, while being clear and transparent about the cost of flexibility. If an investor chooses to exit early, the fee is clearly defined as 50% of the portfolio’s annual interest rate. No hidden conditions, no unclear pricing, just a simple model investors can understand before they make a decision.
A quick side-by-side of the “set&forget” products most European P2P investors consider today.
That does not mean it works like instant access, and we do not want to pretend otherwise. Exits are subject to process, timing, and fees, and there are clear rules behind how they work. But the key point is that investors now have an option they did not have before.
We also want to be clear about where the product stands today: Auto Invest FLEX is currently in beta. It is live, it is working, and investors can already use it, but it is not final. We are still refining the experience, improving operational flows, and learning from how it is used in practice. Some parts of the product may still change as we continue to develop it.
We are comfortable with that. In fact, we think that is the right way to build: launch something useful, be transparent about where it stands, and improve it based on real feedback.
Auto Invest FLEX is a direct response to what investors asked us for: more flexibility, without losing the simplicity of automated investing.
And this is only the start. We are looking forward to improving Auto Invest FLEX further in the months ahead.
Please note: Auto Invest FLEX is currently in beta, and product details may change. Exit requests, fees, timelines and portfolio availability are subject to the applicable Terms and conditions.
This is a marketing promotion from Lendermarket Limited. Lendermarket Limited, trading as Lendermarket, is regulated by the Central Bank of Ireland provides services regulated under Regulation (EU) 2020/1503 (the Crowdfunding Regulation) as well as services not covered by the Crowdfunding Regulation.
For more information, please read our
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At Lendermarket, we believe in simplifying the world of peer-to-peer investing while delivering the returns our community deserves. We know that the best way to grow is alongside a community of savvy, like-minded investors.
Auto Invest FLEX is another product update ahead of the launch of our secondary market later in 2026.
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Lendermarket Limited is regulated by the Central Bank of Ireland. Registered with the Companies Registration Office in Block C, 77 Sir John Rogerson’s Quay, Dublin, D02 VK60, Ireland. Company number 585178.
Lendermarket Limited provides services regulated under Regulation EU 2020/1503 (the Crowdfunding Regulation) as well as services not covered by the Crowdfunding Regulation. For more information, please read our Service Statement, and the
As with all investment opportunities, investments on the Lendermarket platform involve a degree of risk. Lendermarket advises carefully evaluating the risks associated with investing in consumer and business loans and seeking professional advice before starting to invest on the platform. We accept our managers and employees as investors. Our staff have the opportunity to invest in all crowdfunding offers on Lendermarkets platform. The firm ensures that any such investments are made under the same conditions as those of all other investors and that staff do not enjoy any preferential treatment or privileged access to information.We accept our managers and employees as investors. Our staff have the opportunity to invest in all crowdfunding offers on Lendermarkets platform. The firm ensures that any such investments are made under the same conditions as those of all other investors and that staff do not enjoy any preferential treatment or privileged access to information.
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