How it works | Lendermarket

Getting Started

Create your account and complete the verification process. Once verified, you can deposit funds and start investing in your preferred loan listings or set up an Auto Invest strategy.

Verification is crucial for complying with anti-money laundering (AML) regulations and ensuring secure transactions for all investors.

Register Account

Fill in your personal or company details.

Verify Account

Complete the verification process.

Deposit Funds

Deposit the amount you wish to invest.

Start Investing

Choose individual loans or set up Auto Invest.

How it Works

Borrowers

Loan Originators

Lendermarket Platform

Investors

Borrowers

Loan Originators

Lendermarket Platform

Investors

Borrowers apply for loans through loan originators, who assess their creditworthiness and set the terms.

Approved loans are listed on the platform for investors to fund. Investors choose loans to fund, contributing to the total amount the borrower needs.

Investors receive their share of the repayments, which includes principal and interest, providing a return on their investment.

Peer-to-Peer Lending is a Win-Win For Everyone

Benefits for Investors:

Opportunity to earn higher returns and diversify investment portfolios.

Benefits for Borrowers:

Access to funds at potentially lower rates than traditional banks.

Simple Steps

Browse and Invest

Browse available loans and invest in ones that meet your criteria or activate the Auto Invest setting

Receive Payments

Receive monthly or quarterly repayments until the loan is fully repaid

Reinvest or Withdraw

Reinvest your earnings into new loans or withdraw the funds