Lendermarket Welcomes Aiffin Drive: Vehicle Leasing for Micro and Small Businesses in France

This is a marketing communication from Lendermarket.

Lendermarket welcomes Aiffin as a new Project Owner, bringing a new opportunity to the platform: vehicle leasing for micro-enterprises, self-employed professionals and small businesses in France.

Through Aiffin Drive SASU, Aiffin acquires passenger cars and light commercial vehicles and leases them to professionals who need vehicles to generate revenue: passenger transport operators, delivery businesses, tradespeople and small commercial fleets.

Rather than financing consumer purchases, Aiffin focuses on productive assets used by businesses every day.

About Aiffin

Aiffin is building a technology-driven vehicle leasing platform for micro and small businesses, a segment often underserved by traditional financial institutions.

As of 1 September 2026, Aiffin Drive’s portfolio included:

€3.9M deployed | 110+ rental contracts | Multiple professional sectors

Aiffin combines data-led underwriting, asset ownership and active portfolio management.

Why Aiffin Is Different

Diversification across the real economy. The portfolio is spread across multiple customers and sectors: approximately 35% passenger transportation, 30% last-mile delivery, 20% food delivery and 15% other professional activities. No single customer or connected group represents a material share.

Real assets and active risk management. Aiffin Drive retains ownership of every vehicle throughout the rental period. Vehicles are insured and fitted with tracking devices. If a contract is terminated, Aiffin can recover the vehicle and either re-let or sell it.

Customers also make a down payment on every long term rental contract, committing their own capital from the start and reducing Aiffin’s capital exposure. In the event of a default, Lendermarket investors do not acquire any ownership interest in Aiffin Drive’s assets. However, under the buy-back guarantee, Aiffin Drive is responsible for covering the outstanding principal and accrued interest. 

Data-led underwriting. Aiffin assesses business profile, cash flows, operating history and repayment capacity alongside sector-specific risks and the market value and liquidity of the vehicle. Payment performance is monitored throughout the contract.

What This Means for Investors

• Investors on Lendermarket invest in loans issued to Aiffin Drive SASU, which, rather than individual vehicle users, is the borrower and is responsible for repayment.
• Behind Aiffin Drive is a diversified portfolio of long-term vehicle rental contracts, while ownership of the underlying vehicles remains with Aiffin Drive.
• Aiffin loans will be available across different maturities, offering both shorter- and longer-term investment opportunities.

Financing the People Who Keep Europe Moving

Millions of entrepreneurs depend on vehicles to generate income, yet traditional vehicle finance remains difficult to access for many newer and smaller businesses.

Aiffin was built to close that gap.

Through Lendermarket, investors can now participate in financing the continued growth of this portfolio of productive assets.