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Earn more.
Predictably.

Invest in P2P loans all on a regulated platform built for investor confidence. Zero commission fees.

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+42M
Earned by investors
+34K
Registered investors
13.46%
Weighted avg. interest rate*

*Weighted average of available loans as of 06.02.2026. Your portfolio returns can be higher or lower. Past performance does not guarantee future returns.

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Calculate your potential returns
Weighted average interest rate: 13,46%
Investment period
5 years
1 year
5 years
Initial investment
€50,000
€1,000
€100,000
Potential value in 2 years
120,111.67
Earned return: €62,050
Invest now
Warning: These figures are estimates only. They are not a reliable guide to the future performance of this investment. Investment in crowdfunding projects entails risks, including the risk of partial or entire loss of the money invested. Your investment is not covered by a deposit guarantee scheme or by an investor compensation scheme.

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Complement your portfolio with high yield passive income

Diversify your investments with Lendermarket and earn predictable high-yield returns
Lendermarket investors
42M
earned by investors
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Lendermarket mobile view
13.46%
average percentage yield
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Zero
commission fees
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15.472
loans available
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investors

Lendermarket is a peer-to-peer (P2P) lending platform that connects individual and institutional investors with borrowers. Established in 2018, with the mission to provide a transparent, accessible, and efficient investment solution, Lendermarket offers investors the opportunity to earn attractive returns by investing in short-term loans originated by trusted loan providers.

EU regulated badge
Authorised EU
crowdfunding
Service Provider
buyback icon
Buyback
guarantee
Dark purple background with overlapping thin purple geometric lines forming abstract angular shapes.Hand holding a smartphone displaying a LENDERMARKET app screen with account value of €120,111.67, 15.72% average interest rate, and buttons for depositing, investing, and withdrawing funds.

Invest
 securely

Lendermarket is regulated by the Central Bank of Ireland and is duly authorised as a Crowdfunding Service Provider under Regulation (EU) 2020/1503 to provide investment services across the EU.

The Buyback Guarantee protects your investment—if a loan is overdue by 60 days, the loan originator repays your principal plus accrued interest. Learn more

Start investing

Choose the right investment strategy for you

Grow your portfolio with flexible, automated, and loan-based investments with confidence
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Invest in loans

Invest in loans from well-established reputable loan originators. Consumer loans, including personal loans and short-term credit.

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View loan listings ›
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Auto invest

Automatically invests your balance into matching loans and reinvests returns to maximize growth.

Auto invest portfolio options displaying steady growth with 10%-15% interest rate and an activate portfolio button.
Learn more about Auto Invest ›
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Flexible term investment

Our upcoming product designed to maximize flexibility. Exit anytime, with the option to request an early withdrawal.

coming soon
Flexible term investment interface showing 360 days with 16% interest rate, €120,000 available balance, €50,000 investment amount, and €8,000 approximate profit simulation.
Learn more ›

Diversify across wide variety of loan listings

Invest in loans from well-established reputable loan originators
Rapicredit logo

Rapicredit is the largest microlending fintech in Colombia, they provide consumer loans to individuals who don’t have access to traditional banking. Focusing on financial inclusion, they’re helping millions transition from informal loans to more secure options.

Average interest rate
15.56%
Skin in the game
10%
Learn more ›
Credifiel logo

CrediFiel offers innovative financial solutions to underserved sectors in México, aiming to improve the quality of life for its clients through ethical high-quality services.

Average interest rate
12%
Skin in the game
10%
Learn more ›
Dineo logo

Dineo offers offline and online financial solutions for individuals seeking consumer loans in Spain. With a network of 75 locations they focus on helping non-digital users while maintaining a strong financial performance.

Average interest rate
12%
Skin in the game
5-10%
Learn more ›
Creditstar logo

Creditstar Group, a leading provider of consumer financial services in Europe, offers unsecured online consumer loans with flexible repayment terms and a commitment to responsible lending practices.

Average interest rate
14%
Skin in the game
5%
Learn more ›
Gatelink logo

Gatelink International OÜ (“Gatelink”) is a Loan Originator headquartered in Estonia, established in 2024. Through the Lendermarket platform, Gatelink raises funding to provide business financing to established lending companies.

Average interest rate
11.45%
Skin in the game
5%
Learn more ›
Rapicredit Iberica logo

Launching operations in November 2025, RapiCredit Iberica is the strategic expansion of the successful RapiCredit Colombia model into the European market. The company is dedicated to revolutionising financial inclusion in Spain, specifically targeting the 8.5 million adults who currently lack access to traditional credit.

Average interest rate
15.00%
Skin in the game
10%
Learn more ›
Rapicredit Iberica logo

Rapicredit is the largest microlending fintech in Colombia, they provide consumer loans to individuals who don’t have access to traditional banking. Focusing on financial inclusion, they’re helping millions transition from informal loans to more secure options.

Average interest rate
18%
Skin in the game
10%
Learn more ›
Dineo logo

Dineo offers offline and online financial solutions for individuals seeking consumer loans in Spain. With a network of 75 locations they focus on helping non-digital users while maintaining a strong financial performance.

Average interest rate
18%
Skin in the game
10%
Learn more ›
Credifiel logo

CrediFiel offers innovative financial solutions to underserved sectors in México, aiming to improve the quality of life for its clients through ethical high-quality services.

Average interest rate
12%
Skin in the game
10%
Learn more ›
Creditstar logo

Creditstar Group, a leading provider of consumer financial services in Europe, offers unsecured online consumer loans with flexible repayment terms and a commitment to responsible lending practices.

Average interest rate
14%
Skin in the game
5%
Learn more ›
Gatelink logo

Dineo offers offline and online financial solutions for individuals seeking consumer loans in Spain. With a network of 75 locations they focus on helping non-digital users while maintaining a strong financial performance.

Average interest rate
18%
Skin in the game
10%
Learn more ›
Rapicredit Iberica logo

Rapicredit is the largest microlending fintech in Colombia, they provide consumer loans to individuals who don’t have access to traditional banking. Focusing on financial inclusion, they’re helping millions transition from informal loans to more secure options.

Average interest rate
18%
Skin in the game
10%
Learn more ›
Dineo logo

Dineo offers offline and online financial solutions for individuals seeking consumer loans in Spain. With a network of 75 locations they focus on helping non-digital users while maintaining a strong financial performance.

Average interest rate
12%
Skin in the game
5-10%
Learn more ›
Credifiel logo

CrediFiel offers innovative financial solutions to underserved sectors in México, aiming to improve the quality of life for its clients through ethical high-quality services.

Average interest rate
12%
Skin in the game
10%
Learn more ›
Creditstar logo

Creditstar Group, a leading provider of consumer financial services in Europe, offers unsecured online consumer loans with flexible repayment terms and a commitment to responsible lending practices.

Average interest rate
14%
Skin in the game
5%
Learn more ›
Gatelink logo

Dineo offers offline and online financial solutions for individuals seeking consumer loans in Spain. With a network of 75 locations they focus on helping non-digital users while maintaining a strong financial performance.

Average interest rate
18%
Skin in the game
10%
Learn more ›

Don’t just take our word for it

Hear what our investors have to say about us
Middle-aged woman in a beige coat using a smartphone outdoors in front of a modern building.
“I’ve never lost any money on the platform - not once in almost 6 years. The buyback guarantee works very well.”

Don’t Just Take Our Word For it

Hear what our investors have to say about us
Man with neatly styled hair and beard sitting in an airplane seat working on a laptop.
“Lendermarket offers the most attractive interest rates I’ve seen, much better than other platforms I tried.”

Don’t Just Take Our Word For it

Hear what our investors have to say about us
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“Once I got Auto Invest running, I had no reason to look for another P2P platform.”
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Loved and trusted by 27k investors
Adolfo
Sep 2, 2025
trustpilot stars
Reliability, predictability and performance
Reliable platform offering great yields from a solid group like Creditstar. Smooth operation and predictability.
Marko
Aug 21, 2025
trustpilot stars
6+ years with Lendermarket
I've been with Lendermarket for more than 6 years now and I can say it works as advertised. My advice for new investors thinking about investing in Lendermarket is to think about it as a mid...See more
Invest
Jul 30, 2025
trustpilot stars
Until now everything is more than excellent
I have 2 accounts here one personal and one business until now i am totally happy with them.
Adolfo
Sep 2, 2025
trustpilot stars
Reliability, predictability and performance
Reliable platform offering great yields from a solid group like Creditstar. Smooth operation and predictability.
Marko
Aug 21, 2025
trustpilot stars
6+ years with Lendermarket
I've been with Lendermarket for more than 6 years now and I can say it works as advertised. My advice for new investors thinking about investing in Lendermarket is to think about it as a mid...See more
See all reviews ›

*It is not a guarantee of returns. Investment in crowdfunding projects entails risks, including the risk of partial or entire loss of the capital invested. Additionally, you may not receive any return on your investment. Your investment is not covered by the Deposit Guarantee Scheme.

News and insights

Stay informed with platform updates, expert tips, and investor stories

The new Lendermarket referral programme

At Lendermarket, we believe in simplifying the world of peer-to-peer investing while delivering the returns our community deserves. We know that the best way to grow is alongside a community of savvy, like-minded investors.

06.05.2026
Read more

Auto Invest FLEX: Built from investor feedback

Auto Invest FLEX is another product update ahead of the launch of our secondary market later in 2026.

24.04.2026
Read more

April yield bloom

Grow your P2P portfolio with Lendermarket’s April Yield Bloom. Deposit fresh funds starting at just €3,000 to earn up to a 2% cashback bonus.

09.04.2026
Read more