Release notes

Welcome to our Release Notes page – your go-to destination for all the latest updates, enhancements, and fixes across our platform. Here, you’ll find communication for details on feature upgrades, performance optimisations, and any changes that may impact your user experience. Stay informed about the evolution of our products and services as we continuously strive to deliver the best possible solutions to meet your needs.

9th December 2024

Enhanced “My Investments” Report and Sorting Features

The “My Investments” report has been upgraded to include additional details and improved sorting functionality for both active and finished investments. These updates are designed to provide greater insights and facilitate easier data analysis for your investments.

9th December 2024

Lendermarket Platform Now Available in Finnish

The Lendermarket platform is now fully available in Finnish. You can also opt to receive emails in Finnish via your settings. This localization aims to better support the emerging Finnish investor community.

9th December 2024

Preferred Language Setting

You can now select your preferred language within the investor portal. Once set, all emails from Lendermarket will be sent in your chosen language. This update enhances user experience by providing localized communication tailored to your preferences.

9th December 2024

Auto Invest Settings Include Available Loans Information

The Auto Invest setup process now displays the number of available loans that match the selected criteria. This enhancement was introduced to help you choose an Auto Invest strategy tailored to your investment goals and the loan supply available on the platform.

15th October, 2024

Two-Factor Authentication for Greater Security

We’ve integrated two-factor authentication into investor accounts on Lendermarket 2.0 to provide an added layer of security. This feature was developed to enhance security during the sign-in process.

26th September, 2024

Downloadable My Investment Report

We’ve introduced a downloadable “My Investment” report that includes details on both active and finished investments. This report allows investors to easily track the lifespan of their investments and compare them at any stage. This feature was created to help investors access investing-related information more conveniently.

11th September, 2024

Pending Payment Interest Data

It is now possible to request a loan-by-loan breakdown of Pending Payments Interest from our Support and Investor Relations Team. Contact us at: [email protected]. This enhancement was developed in response to investor requests.

11th September, 2024

Reporting and Data Upgrades for Lendermarket 2.0: Statement and My Investments

The Statement Page is now downloadable in .CSV format, following feedback from investors seeking to analyse their returns. This downloadable report offers precise data, such as investment-based transaction details, which was not possible on our older platform that focused on loan-based information. Investors can now analyse returns, even on individual investments made at separate times within the same loan. Additionally, two date columns have been added to the .CSV format report to enhance visibility and clarity, ensuring any potential delays are easily identifiable. This level of detail was not possible on Lendermarket 1.0, so we are very pleased to provide it in Lendermarket 2.0. UI updates to the Statement Page are planned, alongside similar functionality for the My Investments page. This enhancement was developed in response to investor feedback on the board regarding data access and reporting. We are committed to exceeding expectations in this area.

29th August, 2024

New Loan Listing Sorting Feature

A new sorting feature on the Loan Listings page has been introduced. This enhancement was developed in response to investor feedback, with the goal of simplifying and improving the manual investment process.

29th August, 2024

Referral Programme: New Landing Page

A dedicated landing page has been launched for friends referred through your unique referral link. This new page is designed to provide your referred friends with valuable information about investing on Lendermarket, helping them get started with confidence. Refer a friend.

29th August, 2024

Investor Portal Design Enhancement

A design upgrade across the Lendermarket investor portal has been implemented. Changes were made throughout the platform, with significant updates to the Investor Dashboard, the Refer a Friend page, and the Auto Invest page. These improvements aim to enhance the user experience, making it easier to understand and invest on the Lendermarket platform.

30th July, 2024

Activated Referral Program on Lendermarket 2.0

Lendermarket investors are now able to invite friends to invest on Lendermarket 2.0, with both the investor and their friend receiving a 1% cashback bonus. You can invite your friends and learn more about the referral bonus here. This update provides Lendermarket investors with the opportunity to earn additional returns.

9th July, 2024

Investor Dashboard Update: Unified View for Lendermarket 1.0 and Lendermarket 2.0

The Investor Dashboard now combines information from both Lendermarket 1.0 and Lendermarket 2.0. Investors can select specific data from either version. This update makes it easier to read and understand investment information on the dashboard.

9th July, 2024

New Auto Invest Portfolios

3 distinct pre-defined Auto Invest portfolios are now available on Lendermarket 2.0. Investors can easily activate the Auto Invest feature with a single click or opt to design a personalised strategy. This enhancement simplifies the setup process, enhancing speed and convenience for investors.

9th July, 2024

Improved Account Information Updates

Investors now have expanded options for editing their account settings, including updating their residential and email addresses directly from the settings page. This update aims to streamline account management processes, enhancing user convenience and efficiency.

30th May, 2024

Presented Predefined Auto Invest Portfolio

The Predefined Auto Invest portfolio was introduced on Lendermarket 2.0. Investors can now activate the Auto Invest tool with a single click or create a custom Auto Invest strategy. This update aims to streamline the Auto Invest setup process, making it faster and more convenient for investors.

30th May, 2024

Improved Investment Portfolio Summary

The investment portfolio summary now has more information and is located on the “My Investments” page. It includes data visualisations and the number of loans invested in. This update makes it easier to read and understand your investment statistics on the dashboard.

30th May, 2024

Streamlined Deposit Page

The deposit page design and content have been streamlined. This update focuses on enhancing clarity and simplifying the explanation of the deposit process for our investors.

30th May, 2024

Presented Max Investment Amount

A MAX button has been added to the manual investment process, allowing investors to invest the maximum available amount in a single loan.

10th May, 2024

Streamlined Account Statement

The “transferred balance from LMv1″ (Lendermarket 1.0) is now shown at the top of the “Statement” page. The Account Statement Date now defaults to the setup date. This upgrade allows investors to view statement details from when Lendermarket 2.0 was introduced, including highlights of balances transferred from Lendermarket 1.0.

10th May, 2024

Streamlined Auto Invest set-up

Investors can now create a new Auto Invest portfolio in just 2 clicks. When setting up a new Auto Invest portfolio, investors will find default values already filled in. They can either confirm the Auto Invest with these pre-filled values or make adjustments as needed. The change was implemented to simplify the Auto Invest set-up for investors.

10th May, 2024

Pending Payments interest calculation timing change 

Pending Payments interest calculation changed from daily to monthly. 

Previously, Pending Payments interest was calculated daily, resulting in a daily increase in your Pending Payments value. Now, rather than observing daily increments, you will witness the increase once per month. 

The formula for Pending Payments interest is as follows:

(Daily rate) x (Days of Pending Payment) x (The amount)

Daily rate: 0.18/360 = 0.0005 (this is a fixed rate and same for every investment)

Days of Pending Payment: It is the number of days the amount remains in PP. (Days of Pending Payment can be calculated like that: date Pending Payment is released – date Pending Payment is created – 10 (10 days is because of the grace period.))

The amount: It is the amount that stays in Pending Payment.

For example, instead of experiencing a daily increase of 1 EUR, you’ll see a cumulative increase of 30 EUR at the month’s end. To see Pending Payments details, navigate to the Pending Payments account statement.

This change does not affect your earned interest from Pending Payments. 

The change was implemented in order to fix calculation errors that required balance adjustments and to simplify tracking of interest earned from Pending Payments for investors.

10th May, 2024

Clarification: Invested Funds migration from Lendermarket 1.0 to Lendermarket 2.0

“Invested Funds” in Lendermarket 1.0 will remain in Lendermarket 1.0 until the loan/s reaches the end date.

Once loan/s end date is reached, your funds may enter the “Pending Payments” stage before it is released to the “Available Balance”. That amount is shown in the “Pending Payments” section of the Lendermarket 1.0 Summary. 

Your “Available balance” from Lendermarket 1.0 will be transferred to Lendermarket 2.0 on a daily basis. 

Note: Funds migration from Lendermarket 1.0 to Lendermarket 2.0 is an ongoing process which is facilitated by Lendermarket and does not require any actions from Investors. 

10th May, 2024

Clarification: Monitor Pending Transfers

Your Available Balance from Lendermarket 1.0 is transferred to Lendermarket 2.0 daily.

To see the Available Balance amount to be transferred: 

1. Click on Lendermarket 1.0 in the investor dashboard
2. Look at “Pending transfers” in the Summary section

This amount is queued for transfer from Lendermarket 1.0 to Lendermarket 2.0. 

No action needs to be taken by the investor for this transfer to take place.

10th May, 2024

Clarification: Navigating to Lendermarket 1.0

Navigate to the Lendermarket 1.0 dashboard using the investor settings menu. 

Access Lendermarket 1.0 for:

• Information about investments made on the Lendermarket 1.0 platform;
• Tax reports;
• Account statements.