Upcoming Changes to Certain Deposit and Withdrawal Transactions: What You Need to Know | Lendermarket

Upcoming Changes to Certain Deposit and Withdrawal Transactions: What You Need to Know

We’re updating the Rules of the Platform, effective February 1, 2026, to reflect changes related to certain deposit and withdrawal transactions.

As the platform evolves, more tools are becoming available to investors. Instant card deposits are widely used by the community, and card withdrawals are anticipated in 2026 to provide even greater convenience. To support sustainable growth and ensure continued access to these features, Platform fees will take effect.

Continued Access to Fee-Free Transactions

You will continue to have access to funding your account at no cost through bank transfers, and you are entitled to one free withdrawal per calendar month. This setup offers a practical, fee-free way to move your funds, encouraging investors to plan in advance.

Breakdown of Fees per Transaction

Investing

Purchase Fee​

Free

Management Fee​

Free

Bank deposits and withdrawals

Bank Deposits

Free*

Bank Withdrawal

1 Free withdrawal per month

* Bank charges may apply depending on your provider.
** Additional withdrawals cost €2. The fee resets on the 1st of each month.

Card deposits and withdrawals

Card Deposits

1.95%*

Card Withdrawals

1.95%*

* Some card providers may charge a processing fee; please check with your provider.

Supporting Sustainable Growth

Thank you for being a valued part of the Lendermarket community. We appreciate your continued trust and support. If you have any questions or need assistance, our support team is here to help at [email protected].

This update supports sustainable platform growth while keeping Lendermarket accessible to all investors. We invite you to explore our Product Vision 2026, which outlines the direction we’re heading. While the areas highlighted in the document may evolve, it captures the strategic focus and ambition guiding Lendermarket’s future.

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