Saving has commonly always been considered a virtue: a sign of common sense, discipline, and foresight. But what was once considered a solid cornerstone of wealth creation is increasingly turning out to be a silent wealth destroyer. While inflation is rising, savings interest rates remain at historic lows. Those who continue to save today as they did yesterday risk significantly diminished wealth tomorrow
A simple calculation illustrates the dilemma: €10,000 currently in an interest-free account will only be worth around €7,400 in real terms in ten years, assuming an average inflation rate of 3%. This represents a loss of purchasing power of 26%. Inflation often goes unnoticed, but its effects are continuous and irreversible. Anyone who believes they can protect their money by “doing nothing” is making a serious mistake.
In addition to inflation, there is another, often overlooked, driver of losses: foregone returns. Every euro not invested means foregoing potential gains. Others let their capital work for them – and build wealth, while conservative savers stand still.
In a world of volatile markets, geopolitical uncertainty, and increasingly digitalized financial models, traditional savings instruments are losing relevance. The willingness to invest one’s money in smarter, more diversified, and higher-yielding ways is becoming a necessity.
Lendermarket is a European P2P platform that offers private and institutional investors direct, fee-free, and efficient access to lending markets. Investors can invest in pre-vetted lending projects starting from €10, earning attractive interest rates.
With Auto Invest, this problem is a thing of the past. The tool ensures that all returns are immediately reinvested – according to selected criteria such as interest rate, term, or lender. Auto Invest also provides access to special loan offers that are not available manually. This transforms passive savings into active, automated wealth growth.
Learn more: Read our detailed article about the Auto Invest tool and learn how automated investing works at Lendermarket.
Not only private investors, but also self-employed individuals, farmers, and small businesses are increasingly using P2P investments as a building block for their financial plans. Instead of parking operating reserves interest-free, they are turning to Lendermarket – a flexible, transparent, and high-yield alternative.
Read the review here: How self-employed people and farmers benefit from Lendermarket
No waiting times, no paperwork, no hidden costs
The financial world has changed – and with it the rules of wealth creation. Those who continue to rely on traditional savings products will have to accept real losses in the coming years. Lendermarket offers a digital, transparent, and powerful alternative for anyone who wants to finally put their capital to work for them again.
With returns of up to 18%, an automated investment solution, and full user control, investing is not only smarter—it’s also accessible to everyone.
Sign up today and claim your welcome bonus! Once you create your account, the bonus will be credited and automatically invested via Auto Invest, so you can start generating returns from day one.
The content on this page is for informational purposes only and is not financial or investment advice. Always consult a professional before making investment decisions. Investments carry risks, including loss of principal. We are not responsible for any actions taken based on this content.
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