Team Lendermarket

Navigating Regulatory Waters: Lendermarket and Regulation (EU) 2020/1503

Title edited 02 01 2024

2nd of February, 2024 update:

In pursuit of obtaining a European Crowdfunding Service Provider authorisation pursuant to Regulation (EU) 2020/1503 (Crowdfunding Regulation), Lendermarket temporarily paused new loan publishing in November 2023 in order to expedite internal processes. While we remain steadfast in our commitment to becoming a regulated P2P platform, we recognize the importance of maintaining a diversified loan portfolio for our valued investors. We are thrilled to announce that Lendermarket has just released a fresh wave of investment opportunities. This decision reflects our dedication to striking a balance between the strategic movement toward becoming a regulated p2p platform and fulfilling your investment needs today.

A Message from the CEO of Lendermarket

Lendermarket is on an exciting journey to become a regulated P2P platform, offering more benefits to our valued investors. While we work towards this milestone, we are dedicated to meeting our investors’ current needs. I’m thrilled to announce the launch of new loans today, marking a positive step forward. Simultaneously, we’re actively pursuing a European Crowdfunding Service Provider authorisation to ensure that Lendermarket meets the highest industry standards with enthusiasm and commitment.

Carles Federico, the CEO of Lendermarket


12th of December, 2023 update:

As mentioned in the recent update we are looking forward to keeping our investor community well informed about our ongoing efforts to obtain a Crowdfunding license. Licence obtain process is currently underway, and we want to assure you that the Lendermarket team is diligently working towards securing this license to enhance our platform. It is important to note that the speed of this process is beyond our direct control, as it is subject to the approval of European authorities. The regulatory landscape involves a thorough evaluation to ensure compliance and the highest standards of financial security.

In a recent interview with P2Pcafe, our CEO, Carles Federico, reaffirmed our unwavering commitment to obtaining the Crowdfunding license. Mr. Federico highlighted the significance of this step in bolstering the trust and confidence of our community. The interview will be released in the near future, providing you with additional insights into our vision and dedication to regulatory compliance.

We appreciate your patience. If you have any enquiries, please do not hesitate to reach out to [email protected].


We are pleased to provide you with a brief update on two key aspects of our operations: the status of our application for a crowdfunding licence and the current availability of loans on our platform.

In relation to the crowdfunding licence, as previously discussed on our blog, Lendermarket views the European crowdfunding regulation favourably as an important advancement in the peer-to-peer industry. We view its framework as benefiting both investors and platforms, contributing to the maturity and mainstream acceptance of the industry. We are very pleased to inform you that Lendermarket is presently in the concluding stages of the crowdfunding application process, awaiting final approval from a European regulatory authority.

Simultaneously, we have temporarily paused listing new loans on the platform. New loans will be immediately published as soon as the crowdfunding application concludes. We look forward to publishing a further update in 2 weeks. It is important to note that the demand for our loans is currently high. We strongly encourage investors to activate Auto Invest now to optimise their chances of securing investments.

Thank you for your ongoing support and patience during this process. If you have any enquiries, please do not hesitate to reach out to [email protected].

Translations for Navigating Regulatory Waters: Lendermarket′s Crowdfunding Licence Status

We appreciate your patience. If you have any enquiries, please do not hesitate to reach out to [email protected].

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