In an increasingly digital world, many investors are looking for ways to invest their money conveniently, efficiently and with the highest possible returns – without having to spend time on it every day. The Auto Invest tool from Lendermarket provides investors with a solution that meets precisely these requirements. If you want to automate without losing control, you’ve come to the right place.
Auto Invest is a user-friendly tool from Lendermarket that allows you to automatically invest your available funds in loans based on criteria that you set yourself. It is the ideal solution for anyone looking for a simple and time-saving way to invest their money in peer-to-peer (P2P) loans. Once set up, Auto Invest takes care of the day-to-day work: it checks loan offers, selects suitable investments and ensures that your capital is utilised efficiently.
With Auto Invest, your available credit is continuously and automatically invested. Repayments by borrowers flow back into your account – and are then reinvested as long as your selected criteria are met.
Instead of manually selecting new loan projects every day, Auto Invest invests automatically. This not only saves time, but also ensures that your investment strategy continues without interruption.
A key advantage of Auto Invest is the ability to efficiently diversify your portfolio. You can spread your capital across different loan originators, interest rates and maturities. This diversification reduces the risk of individual loan defaults and contributes to the stability of your entire portfolio.
Cash drag – i.e. uninvested capital that does not generate a return – is a common challenge with P2P investments. Auto Invest eliminates this problem: as soon as returns arrive in your account, they are automatically reinvested. This keeps your capital active and productive.
As the loans are fixed-interest investments, you already know what returns you can expect when you invest. On Lendermarket, the average yield is currently 15.66% p.a., with loan offers of up to 18% annualised interest – well above the market average for similar asset classes.
All loans on Lendermarket have a buyback guarantee from the respective loan originator. If the borrower defaults on payment, the loan originator undertakes to buy back the loan (including accrued interest). Find out more about the buyback guarantee.
Steady Growth (10-15% interest rate)
Ideal for investors who are looking for stable returns and prefer a balanced mix of risk and return. This strategy invests in loans with moderate interest rates and tends to be less volatile.
Pure Growth (16-17% interest rate)
This strategy is aimed at investors who take a long-term view and want to utilise the full return potential. By selecting loans with higher interest rates, the capital can grow more strongly – taking into account a slightly higher risk profile.
Customised portfolio
Would you like to decide for yourself what to invest in? Then create your own Auto Invest portfolio with the following parameters:
When your target amount is fully invested, Auto Invest pauses automatically – and starts again as soon as repayments top up your available balance.
By selectively adjusting portfolio sizes and temporarily pausing individual strategies, you can optimally control capital flow.
Example: If you want to invest €200 in Portfolio 1 and €150 in Portfolio 2, set appropriate limits and pause other portfolios to maintain the desired focus.
Some loans—especially short-term ones—are available exclusively through Auto Invest. These loans need to be funded particularly quickly. By issuing loans exclusively through Auto Invest, the financing process is accelerated, internal processes become more efficient, and investors benefit from a smoother experience—even in economically uncertain times.
Diversify your investment portfolio with peer-to-peer lending. Invest in buyback loans with returns of up to 18%. You can get started with as little as €10.
Auto Invest offers you the opportunity to invest your capital automatically, efficiently, and specifically – without losing control. Whether you’re taking your first steps in the P2P space or want to optimize your existing strategy: With Auto Invest, you reduce cash drag, benefit from broad diversification, and let your capital work for you around the clock.
For more information, please visit your Investor Hub.
The content on this page is for informational purposes only and is not financial or investment advice. Always consult a professional before making investment decisions. Investments carry risks, including loss of principal. We are not responsible for any actions taken based on this content.
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